Important terms and conditions for the Valence Bank website

By accessing and using the Valence Bank website (the "Site"), you agree to be bound by the following terms and conditions (the "Terms of Use"). If you do not agree to these Terms of Use, please do not use the Site.

Use of Site

The Site is owned and operated by Valence Bank and is provided for your personal use. You may use the Site for lawful purposes only. You may not use the Site for any unlawful or unauthorized purpose, including but not limited to: (a) attempting to access or use the Site or any of its content in a way that violates these Terms of Use; (b) attempting to access or use the Site or any of its content in a way that violates any applicable laws or regulations; (c) attempting to access or use the Site or any of its content in a way that is harmful to the Site or its content; or (d) attempting to access or use the Site or any of its content in a way that infringes on the rights of Valence Bank or any third party.

Intellectual Property

All content on the Site, including but not limited to text, graphics, images, logos, and software, is the property of Valence Bank or its licensors and is protected by copyright and trademark laws. You may not use any content on the Site for any commercial purpose without the express written consent of Valence Bank.

Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis. Valence Bank makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, or products included on the Site. Valence Bank does not warrant that the Site or its content will be uninterrupted or error-free.

Limitation of Liability

Valence Bank shall not be liable for any damages of any kind arising from the use of the Site

Completeness and Products

None of the information provided on the Valence Bank website should be construed as legal, financial, or professional advice. Valence Bank makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Please note that Valence Bank is a notional financial institution and that the Valence Bank website is for research purposes only. Any reliance you place on such information is therefore strictly at your own risk. We are not authorized to offer any financial products or services. Any references to financial products or services on the Valence Bank website are notional and should not be construed as actual offers.

Linking to the Site

You may link to the Site, provided that you do so in a way that is fair and legal and does not damage the reputation of Valence Bank or take advantage of it. You may not establish a link in such a way as to suggest any form of association, approval, or endorsement on the part of Valence Bank where none exists. Valence Bank reserves the right to withdraw linking permission without notice.

Changes to the Site

Valence Bank reserves the right to make changes to the Site and these Terms of Use at any time without notice. By continuing to use the Site after any changes have been made, you are agreeing to be bound by the revised Terms of Use.

Termination

Valence Bank reserves the right, in its sole discretion, to terminate your access to the Site or any portion thereof at any time, without notice.

Miscellaneous

These Terms of Use constitute the entire agreement between you and Valence Bank with respect to the Site and supersede all prior or contemporaneous communications and proposals, whether oral or written. If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect. The failure of Valence Bank to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

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